Changes to CPP
Starting January 2012, there will be changes made to the Canada Pension Plan or CPP. Here are the changes according to Service Canada 's website. These changes will affect you if you are: an employee who contributes to the Canada Pension Plan (CPP), whether you are just starting your career or you are planning to retire soon; a self-employed person who contributes to the CPP; between the ages of 60 and 70 and you work while receiving your CPP retirement pension (or if you work outside of Quebec while receiving a Quebec Pension Plan (QPP) retirement pension); or an employer who contributes to the CPP on behalf of your employees. You will not be affected by these changes if you started receiving a CPP retirement pension before December 31, 2010, and you remain out of the work force. The CPP operates throughout Canada, except in Quebec, where the Quebec Pension Plan (QPP) provides benefits. These changes do not apply to the QPP. For information about the QPP, visit the Q