Credit Cards and Annual Fees
Almost every one of us has credit cards. But how many of us pay an annual fee on our credit cards? If you're paying an annual fee on your credit card, my question is, why? Are you paying an annual fee to get lower interest rates or it is to get the reward miles and points? Is it actually worth it to pay $50 to $100 in annual fees for a reward miles card or is it better to save those annual fees and pay your airfare directly instead? If you're paying an annual fee to get a low interest card. Are you paying off your balance every month? If you are paying off your balance, why do you need to pay a fee to get a low interest? These are just some things that people take for granted. Card companies make millions a year on these annual fees because they know we just never give a second thought about them. In the long run, those fees stack up and we end up paying thousands of dollars for something we never really need or use. Just like the extended warranties they sell for computers or