Jerome Bitun

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Welcome to another newsletter. As you've probably noticed, there's new format to my newsletter which makes it easier to share with your friends and hopefully, easier to read as well. or to unsubscribe from my newsletter (I hope not). $6 Million Office Party I want to share some information with you which would be of particular benefit to business owners. It's with regards to liability, especially employer liability. We are now approaching the holiday season and a lot of employers are having Christmas parties. The following information is a summary taken from the Elliot Special Risk LLP News Board Fall 2010 Newsletter. This particular case comes from one of the company's we insure and it involves an articling student (studying to be a lawyer), a lawyer, an office party and a night club. In 2001, a 32-year-old articling student was dancing behind her colleague at a law firm at a Vancouver nightclub after a firm-sponsored dinner at a different location. Her colleague, 6&#

Saw this video from CBC Marketplace with the following description. "Mortgage insurance is meant to offer peace of mind. Most people pay the premiums and think they're covered. But some have discovered - when it's too late - that they aren't." Be sure you understand what you're signing. Talk to a licensed insurance professional before you buy any insurance.

Whew! What a week we've been having! We got a really wild market yesterday. Oil was at $75 from $80 earlier in the week. The Canadian dollar dropped 4 cents to 0.95 and it was just over par a week ago. Gold is now almost $1,200 from trading sideways near $1,100 for last month or so and yesterday the Dow Jones went as down as much as 1,075 points and recovered by closing down 341.90 points. A lot of people as asking what happened? Why did the Dow drop so much yesterday? Was it the potential bankruptcy and street riots in Greece? No, it's been happening for almost a month now. The market has already factored that in. Was it bad earnings or jobs report? No, it wasn't any worse or better than the previous reports. In fact, some of the reports were better. So what happened? Well, a CNBC news report that came out late afternoon yesterday said that Dow Jones went down as much as 1,000 yesterday because it was, get this, due to a typo. A typo! Can you believe that? They said a